Expat cost guide

    Healthcare costs in Kenya

    International health insurance for a 32-year-old living in Kenya typically costs £198 to £279 a month, with a median of £212 and the cheapest at £130. That's from 13 plan quotes by the 14 insurers on our panel, taken in September 2026, for inpatient and outpatient cover on a mid-level plan, worldwide excluding the USA.

    Prices depend on your age, medical history, plan and deductible. Only the insurer confirms your price.

    Indicative typical premium

    £198 to £279

    a month, age 32

    Indicative cheapest

    £130

    a month

    Quotes compared

    13

    plans quoted, from our 14-insurer panel

    Quick answers: healthcare in Kenya

    How much does health insurance cost in Kenya for expats?
    Indicative international health insurance for a 32-year-old living in Kenya (inpatient and outpatient, mid-level plan, worldwide excluding the USA) typically costs £198 to £279 a month, with a median of £212 and the cheapest at £130, based on 13 plan quotes from the 14 insurers on our panel, taken in 2026-09. Your price depends on your age, medical history, plan and deductible, and is only confirmed by the insurer.

    Entry insurance rules for Kenya

    What health insurance costs in Kenya (indicative)

    These are indicative prices, based on 13 plan quotes from the 14 international insurers on our panel, for one standard profile: a 32-year-old living in Kenya, inpatient and outpatient cover, mid-level plan, worldwide excluding the USA. The typical monthly price is £198 to £279, with a median of £212 and the cheapest at £130. Your actual price depends on your age, medical history, the plan, your deductible and where you want cover, and is only confirmed by the insurer. Snapshot 2026-09-24. See the Health Insurance Cost Index.

    Non-Kenyans staying under 12 months must hold travel health insurance with at least USD 50,000 of cover, under Gazette Notice No. 11492 (30 July 2026). The High Court suspended it in August 2026, then dismissed the challenge in October 2026. Since 6 October 2026 the eTA application checks for the cover. The Kenyan inbound policy costs USD 44 per traveller for three months on eCitizen. Whether a foreign policy is accepted is unclear, so check before you fly. Checked 10 October 2026.

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