Quick answers: healthcare in Georgia
- How much does health insurance cost in Georgia for expats?
- Indicative international health insurance for a 32-year-old living in Georgia (inpatient and outpatient, mid-level plan, worldwide excluding the USA) typically costs £219 to £285 a month, with a median of £251 and the cheapest at £163, based on 13 plan quotes from the 14 insurers on our panel, taken in 2026-09. Your price depends on your age, medical history, plan and deductible, and is only confirmed by the insurer.
- How much does expat health insurance cost by age in Georgia?
- Indicative median monthly premiums in Georgia (inpatient and outpatient, mid-level plan, worldwide excluding the USA): age 25 US$230, age 35 US$300, age 45 US$393, age 55 US$638, age 65 US$1,004. Quotes taken 2026-09; the insurer confirms the final price. Shown in US$. Other HealthiNomad prices are in GBP.
- Do foreigners need health insurance in Georgia?
- It depends on the visa. All foreign tourists and visitors, including visa-free travellers: Must hold health and accident insurance with cover of at least 30,000 GEL for the entire stay, including arrival and departure dates. British citizens: Can visit without a visa for up to one year but must carry insurance meeting the 30,000 GEL minimum. Foreigners living or working in Georgia (not tourists): The insurance requirement is set by the Law on Tourism and applies to tourists, defined as people staying no longer than a year and not employed by a Georgian institution. Foreign workers and self-employed foreigners: A new work permit regime took effect on 1 March 2026 (enforcement for self-employed foreigners from 1 May 2026, and permits needed by labour immigrants by 1 January 2027). Entry insurance rules for Georgia
- Can foreigners use public healthcare in Georgia?
- Foreign visitors and residents are not covered by the state programme on the same basis as citizens and pay for treatment themselves or through insurance. The UK has no reciprocal healthcare agreement with Georgia.
- Do hospitals in Georgia ask foreigners to pay upfront?
- The FCDO advises that you or your insurer will need to pay for all treatment as it is provided. Since 1 January 2026 foreign tourists must hold health and accident insurance of at least 30,000 GEL for their whole stay.
- What is the emergency number in Georgia?
- Call 112 for an ambulance in Georgia.
What health insurance costs in Georgia (indicative)
These are indicative prices, based on 13 plan quotes from the 14 international insurers on our panel, for one standard profile: a 32-year-old living in Georgia, inpatient and outpatient cover, mid-level plan, worldwide excluding the USA. The typical monthly price is £219 to £285, with a median of £251 and the cheapest at £163. Your actual price depends on your age, medical history, the plan, your deductible and where you want cover, and is only confirmed by the insurer. Snapshot 2026-09-24. See the Health Insurance Cost Index.
Indicative prices: the 5 lowest of 13 plan quotes, monthly in GBP, cheapest mid-level plan in each insurer's range. Quotes taken 2026-09-24.
See the figures
| Age | Cheapest | Median | Higher end | Plans quoted |
|---|---|---|---|---|
| 25 | US$123 | US$230 | US$259 | 14 |
| 35 | US$163 | US$300 | US$384 | 14 |
| 45 | US$209 | US$393 | US$453 | 14 |
| 55 | US$328 | US$638 | US$726 | 14 |
| 65 | US$515 | US$1,004 | US$1,314 | 13 |
Indicative. Single adult, inpatient and outpatient, cheapest mid-level plan per insurer, worldwide excluding the USA. Quotes taken 2026-09-29. The insurer confirms the final price. Shown in US$. Other HealthiNomad prices are in GBP.
How healthcare works for expats
Georgia's State Universal Healthcare Programme covers Georgian citizens and certain groups such as refugees, stateless people and registered asylum seekers, with patient co-payments for many services. Hospitals and clinics are largely privately run, and the UK Foreign Office describes medical facilities in Tbilisi as available but expensive, and limited outside the capital.
Public care and state schemes
Foreign visitors and residents are not covered by the state programme on the same basis as citizens and pay for treatment themselves or through insurance. The UK has no reciprocal healthcare agreement with Georgia.
Private hospitals
Tbilisi has a wide choice of private clinics and hospitals, many of which publish prices online, often with time-limited promotional discounts. Some, such as A CLINIC, list consultation fees in GEL for English-speaking doctors.
Paying up front
The FCDO advises that you or your insurer will need to pay for all treatment as it is provided. Since 1 January 2026 foreign tourists must hold health and accident insurance of at least 30,000 GEL for their whole stay.
Typical medical costs in Georgia
Published prices, mostly from private hospitals. Pound figures are approximate conversions.
| Treatment | Price | About |
|---|---|---|
| GP appointment (30 to 40 minutes), A CLINIC1 Tbilisi, per visit | GEL 150 to GEL 180 | £43 to £52 |
| Specialist consultation (e.g. cardiologist, neurologist, dermatologist, surgeon), A CLINIC1 Tbilisi, per visit | GEL 150 to GEL 200 | £43 to £58 |
| MRI brain with contrast, National Surgery Center (Thursday/Friday promotional price to standard price)2 Tbilisi, per scan | GEL 440 to GEL 530 | £127 to £153 |
| MRI of a joint, National Surgery Center (promotional to standard price)3 Tbilisi, per scan | GEL 220 to GEL 290 | £64 to £84 |
| CT chest and abdomen with contrast, New Life clinic (promotional to standard price)4 Tbilisi, per scan | GEL 320 to GEL 620 | £93 to £179 |
| Complete blood count, Gagua Clinic and Synevo laboratory5,6 Tbilisi, per test | GEL 20 to GEL 22 | £6 to £6 |
| ECG (12 leads), A CLINIC1 Tbilisi, per test | GEL 55 | £16 |
| Natural birth package with 3 nights, Chachava Clinic (two-bed ward to apartment ward)7 Tbilisi, per package | GEL 1,740 to GEL 3,960 | £504 to £1,146 |
| Caesarean birth package with 3 nights, Chachava Clinic (two-bed ward to apartment ward)7 Tbilisi, per package | GEL 2,455 to GEL 5,035 | £711 to £1,458 |
| Dental consultation, Blits Dental Clinic8 Tbilisi, per visit | GEL 40 to GEL 100 | £12 to £29 |
| Professional dental hygiene (cleaning), Blits Dental Clinic8 Tbilisi, per session | GEL 70 to GEL 265 | £20 to £77 |
| Amoxicillin 500mg, 100 capsules (prescription medicine), Aversi pharmacy9 Tbilisi, per pack | GEL 33 | £10 |
Health insurance rules for foreigners
All foreign tourists and visitors, including visa-free travellers
Must hold health and accident insurance with cover of at least 30,000 GEL for the entire stay, including arrival and departure dates. The policy may be from a Georgian or foreign insurer, in physical or electronic form, in Georgian or English. Diplomatic and official passport holders and some treaty cases are exempt.10,11,12
British citizens
Can visit without a visa for up to one year but must carry insurance meeting the 30,000 GEL minimum. The UK has no reciprocal healthcare agreement with Georgia, so all treatment must be paid for by the patient or their insurer.11,13
Foreigners living or working in Georgia (not tourists)
The insurance requirement is set by the Law on Tourism and applies to tourists, defined as people staying no longer than a year and not employed by a Georgian institution. The state residence permit service does not list health insurance among its permit types and fees, and the state programme is aimed at citizens and specific protected groups.14,15,16
Foreign workers and self-employed foreigners
A new work permit regime took effect on 1 March 2026 (enforcement for self-employed foreigners from 1 May 2026, and permits needed by labour immigrants by 1 January 2027). No health insurance requirement is stated for the permit.17
Tips before you buy cover
- Each traveller, including children and infants, needs their own policy in their own name; one family policy is not accepted.
- Carry the policy in English or Georgian, printed or on your phone, as border officials can ask to see it.
- Many Tbilisi clinics run standing promotions on scans, often on set days of the week, so the same MRI or CT can cost much less if booked on a promotion day.
- Antibiotics such as amoxicillin are prescription medicines in Georgia, so bring a prescription or see a local doctor first.
- Outside Tbilisi facilities are limited, so check that any cover includes transfer to the capital or medical evacuation.
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Sources
- 1.Services and prices, A CLINIC, Tbilisi (accessed September 2026)
- 2.Brain magnetic resonance imaging with contrast, National Surgery Center (K. Eristavi), Tbilisi (accessed September 2026)
- 3.Joint magnetic resonance imaging promotion, National Surgery Center (K. Eristavi), Tbilisi (accessed September 2026)
- 4.Chest and abdominal CT with contrast, 320 GEL instead of 620 GEL, National Surgery Center network (New Life clinic), Tbilisi (accessed September 2026)
- 5.Outpatient services prices, Gagua Clinic, Tbilisi (accessed September 2026)
- 6.General blood test and ESR, Synevo Georgia (accessed September 2026)
- 7.Ward list and maternity packages, Chachava Clinic, Tbilisi (accessed September 2026)
- 8.Dental clinic prices, Blits Dental Clinic, Tbilisi (accessed September 2026)
- 9.Amoxicillin 500mg #100caps, Aversi pharmacy (accessed September 2026)
- 10.Mandatory health insurance for tourists entering Georgia from January 1, 2026, Embassy of Greece in Tbilisi (Hellenic Ministry of Foreign Affairs) (accessed September 2026)
- 11.Georgia travel advice: entry requirements, UK Foreign, Commonwealth and Development Office (accessed September 2026)
- 12.Nine months into mandatory tourist insurance, visitors are still getting the same four things wrong, Georgia Today (September 2026)
- 13.Georgia travel advice: health, UK Foreign, Commonwealth and Development Office (accessed September 2026)
- 14.Mandatory health insurance for foreign tourists in Georgia: what you need to know from 2026, Nomos Georgia (law firm) (accessed September 2026)
- 15.Migration: residence permits, Public Service Development Agency of Georgia (accessed September 2026)
- 16.State Universal Healthcare Programme in Georgia, UNHCR Georgia (2023, accessed September 2026)
- 17.Georgia introduces mandatory work permits for foreign workers, Andersen in Georgia (accessed September 2026)
- 18.Official exchange rates, National Bank of Georgia (26 September 2026)
Costs and rules change. Always check with the hospital, the insurer or the relevant authority before relying on a figure.