# HealthiNomad > HealthiNomad compares international health insurance for expats, digital nomads, remote workers and students. Quotes come from live insurer rate engines (14 international insurers, prices for 176 countries), and every price on the site is labelled indicative until an insurer confirms it. HealthiNomad is a trading name of Cogotec Ltd, an insurance intermediary registered in Hong Kong. The site is free to use; HealthiNomad may be paid a commission by insurers, which does not change the price the customer pays. Key facts: - Insurers compared: Allianz Care, APRIL International, AXA Global Health, Cigna Global, Expatriate Healthcare, Foyer Global Health, HCI (Nimbl), IMG Global, IPH, Now Health International, Optimum Global, PassportCard, VUMI, XN Global - Indicative premiums: Age 32, inpatient and outpatient, mid tier, worldwide excluding USA, monthly GBP. Snapshot dated 2026-09-24. - Country cost guides (21 countries) cover how the local healthcare system works for foreigners, typical private treatment costs in local currency and GBP, and the insurance rules for each visa, with numbered sources. Last checked September 2026. - Travel insurance: a rules-based matcher at https://healthinomad.com/travel checks each partner insurer's age limits, trip length, residence and activity rules before showing a plan. ## Compare and quote - [HealthiNomad | International Health Insurance for Expats & Nomads](https://healthinomad.com/): Compare international health insurance for expats and digital nomads. Real quotes from 14 insurers, indicative prices for 176 countries and free country cost guides. - [Get an International Health Insurance Quote](https://healthinomad.com/get-quote): Compare international health insurance quotes from 14 insurers in one conversation. Tell Nomi your age, nationality and country, then compare plans. - [Travel Insurance for Expats and Nomads: Compare Partners](https://healthinomad.com/travel): Travel medical insurance for expats, nomads and long trips. Jet checks age, trip length, residence and activity rules across 6 partner insurers. - [Short-Term International Health Insurance (1 to 12 Months)](https://healthinomad.com/short-term): Short-term health insurance for 1 to 12 months abroad. April Short Term from £85 a month (age 18 to 30) and Allianz plans, with instant quotes. - [Student Health Insurance for Studying Abroad](https://healthinomad.com/student): International health insurance for students aged 16 to 40 studying abroad. April Student plan from £50 a month, 1 to 12 months of cover. - [Expat Life & Income Protection Insurance](https://healthinomad.com/protection): Term life and income protection insurance for expats and internationally mobile professionals. Get a quote from our trusted partner. ## Country healthcare cost guides - [Expat Healthcare Cost Guides by Country (2026)](https://healthinomad.com/costs): What healthcare and international health insurance typically cost in 21 countries, with indicative insurance prices, published hospital prices and visa insurance rules. - [Interactive Health Insurance Cost Map](https://healthinomad.com/map): Indicative international health insurance prices for 176 countries, from real quotes by 14 international insurers. See typical monthly premiums by country. - [Healthcare Costs in Thailand for Expats (2026)](https://healthinomad.com/costs/thailand): Private healthcare costs in Thailand, how the system works for foreigners, and indicative expat health insurance prices: typically £219 to £324 a month. - [Healthcare Costs in Vietnam for Expats (2026)](https://healthinomad.com/costs/vietnam): Private healthcare costs in Vietnam, how the system works for foreigners, and indicative expat health insurance prices: typically £198 to £291 a month. - [Healthcare Costs in Malaysia for Expats (2026)](https://healthinomad.com/costs/malaysia): Private healthcare costs in Malaysia, how the system works for foreigners, and indicative expat health insurance prices: typically £198 to £288 a month. - [Healthcare Costs in Indonesia for Expats (2026)](https://healthinomad.com/costs/indonesia): Private healthcare costs in Indonesia, how the system works for foreigners, and indicative expat health insurance prices: typically £198 to £321 a month. - [Healthcare Costs in Cambodia for Expats (2026)](https://healthinomad.com/costs/cambodia): Private healthcare costs in Cambodia, how the system works for foreigners, and indicative expat health insurance prices: typically £219 to £288 a month. - [Healthcare Costs in Laos for Expats (2026)](https://healthinomad.com/costs/laos): Private healthcare costs in Laos, how the system works for foreigners, and indicative expat health insurance prices: typically £198 to £276 a month. - [Healthcare Costs in Philippines for Expats (2026)](https://healthinomad.com/costs/philippines): Private healthcare costs in Philippines, how the system works for foreigners, and indicative expat health insurance prices: typically £201 to £277 a month. - [Healthcare Costs in Singapore for Expats (2026)](https://healthinomad.com/costs/singapore): Private healthcare costs in Singapore, how the system works for foreigners, and indicative expat health insurance prices: typically £336 to £596 a month. - [Healthcare Costs in Hong Kong for Expats (2026)](https://healthinomad.com/costs/hong-kong): Private healthcare costs in Hong Kong, how the system works for foreigners, and indicative expat health insurance prices: typically £478 to £609 a month. - [Healthcare Costs in Macau for Expats (2026)](https://healthinomad.com/costs/macau): Private healthcare costs in Macau, how the system works for foreigners, and indicative expat health insurance prices: typically £201 to £291 a month. - [Healthcare Costs in Taiwan for Expats (2026)](https://healthinomad.com/costs/taiwan): Private healthcare costs in Taiwan, how the system works for foreigners, and indicative expat health insurance prices: typically £244 to £324 a month. - [Healthcare Costs in China for Expats (2026)](https://healthinomad.com/costs/china): Private healthcare costs in China, how the system works for foreigners, and indicative expat health insurance prices: typically £276 to £596 a month. - [Healthcare Costs in Japan for Expats (2026)](https://healthinomad.com/costs/japan): Private healthcare costs in Japan, how the system works for foreigners, and indicative expat health insurance prices: typically £251 to £398 a month. - [Healthcare Costs in Mongolia for Expats (2026)](https://healthinomad.com/costs/mongolia): Private healthcare costs in Mongolia, how the system works for foreigners, and indicative expat health insurance prices: typically £241 to £288 a month. - [Healthcare Costs in Kazakhstan for Expats (2026)](https://healthinomad.com/costs/kazakhstan): Private healthcare costs in Kazakhstan, how the system works for foreigners, and indicative expat health insurance prices: typically £198 to £288 a month. - [Healthcare Costs in Nepal for Expats (2026)](https://healthinomad.com/costs/nepal): Private healthcare costs in Nepal, how the system works for foreigners, and indicative expat health insurance prices: typically £219 to £288 a month. - [Healthcare Costs in Qatar for Expats (2026)](https://healthinomad.com/costs/qatar): Private healthcare costs in Qatar, how the system works for foreigners, and indicative expat health insurance prices: typically £247 to £416 a month. - [Healthcare Costs in Saudi Arabia for Expats (2026)](https://healthinomad.com/costs/saudi-arabia): Private healthcare costs in Saudi Arabia, how the system works for foreigners, and indicative expat health insurance prices: typically £247 to £467 a month. - [Healthcare Costs in Turkey for Expats (2026)](https://healthinomad.com/costs/turkey): Private healthcare costs in Turkey, how the system works for foreigners, and indicative expat health insurance prices: typically £240 to £321 a month. - [Healthcare Costs in Australia for Expats (2026)](https://healthinomad.com/costs/australia): Private healthcare costs in Australia, how the system works for foreigners, and indicative expat health insurance prices: typically £212 to £463 a month. - [Healthcare Costs in New Zealand for Expats (2026)](https://healthinomad.com/costs/new-zealand): Private healthcare costs in New Zealand, how the system works for foreigners, and indicative expat health insurance prices: typically £243 to £423 a month. ## Guides and articles - [International Health Insurance Blog](https://healthinomad.com/blog): Expert articles on international health insurance for expats, digital nomads, and global travellers. Tips, guides and provider comparisons. - [The Complete Guide to Health Insurance for Digital Nomads in 2026](https://healthinomad.com/blog/complete-guide-health-insurance-digital-nomads-2026): Updated April 2026: The complete guide to international health insurance for digital nomads, covering costs, coverage types, visa requirements by country,... - [5 Insurance Gaps Your Employer's WFH Policy Doesn't Cover](https://healthinomad.com/blog/insurance-gaps-employer-wfh-policy): Working from home doesn't mean you're fully covered. Discover the five most common gaps in employer WFH insurance policies and what you can do to protect... - [Health Insurance for Freelancers: Your 2026 Options Ranked](https://healthinomad.com/blog/health-insurance-freelancers-2026-options): From marketplace plans to international options, we rank the best health insurance choices available to freelancers in 2026 based on cost, coverage, and... - [International Health Insurance: What's Actually Covered?](https://healthinomad.com/blog/international-health-insurance-whats-covered): International health insurance plans vary widely in coverage. Learn what's typically included, what's excluded, and what to look for when comparing plans... - [HDHPs Explained: Are High-Deductible Plans Right for Remote Workers?](https://healthinomad.com/blog/hdhps-high-deductible-plans-remote-workers): High-deductible health plans offer lower premiums but higher out-of-pocket costs. Find out whether an HDHP makes sense for your remote work lifestyle and... - [Telemedicine for Remote Workers: Maximizing Your Virtual Care Benefits](https://healthinomad.com/blog/telemedicine-remote-workers-virtual-care): Virtual care is transforming how remote workers access healthcare. Learn how to get the most out of telemedicine benefits included in your health... - [Maternity Coverage & Waiting Periods: What Every Remote Worker Must Know](https://healthinomad.com/blog/maternity-coverage-waiting-periods-remote-workers): Planning a family while working remotely? Understand how maternity coverage works in international health plans, including waiting periods and what's... - [What Does Direct Billing Actually Mean? A No-Jargon Guide](https://healthinomad.com/blog/direct-billing-explained-no-jargon): Direct billing can save you thousands in upfront costs. This plain-language guide explains how direct billing works, which providers offer it, and how to... - [International vs Local Health Plans: Which Is Right for You?](https://healthinomad.com/blog/international-vs-local-health-plans): Choosing between an international and a local health plan depends on your lifestyle, travel frequency, and healthcare needs. We break down the pros and... - [Health Insurance with Pre-Existing Conditions: A Remote Worker's Guide](https://healthinomad.com/blog/health-insurance-pre-existing-conditions-remote-workers): Getting covered with a pre-existing condition doesn't have to be impossible. Learn which insurers offer coverage, what moratoriums mean, and how to find... - [Mental Health Coverage for Digital Nomads: What's Actually Available](https://healthinomad.com/blog/mental-health-coverage-digital-nomads): Mental health support is critical for remote workers, yet many international plans offer limited coverage. Here's what's actually available and how to... - [Travel Insurance vs Health Insurance: They're Not the Same Thing](https://healthinomad.com/blog/travel-insurance-vs-health-insurance): Many remote workers confuse travel insurance with health insurance. This guide explains the key differences and why you likely need both for proper... - [Beyond COBRA: Health Insurance After Leaving Your Job for Remote Work](https://healthinomad.com/blog/beyond-cobra-health-insurance-remote-work): Leaving your job to work remotely? COBRA isn't your only option. Explore affordable alternatives for maintaining health coverage during your transition to... - [How to File an Insurance Claim from Anywhere in the World](https://healthinomad.com/blog/file-insurance-claim-anywhere-world): Filing a claim while abroad can feel daunting. This step-by-step guide walks you through the process, what documents you need, and how to get reimbursed... - [Dental Insurance for Digital Nomads: Is It Worth It?](https://healthinomad.com/blog/dental-insurance-digital-nomads-worth-it): Dental coverage is often excluded from basic health plans. We break down whether standalone dental insurance is worth the cost for digital nomads and... - [Digital Nomad Visa Insurance Requirements by Country (2026)](https://healthinomad.com/blog/digital-nomad-visa-insurance-requirements-2026): Many countries now require proof of health insurance for digital nomad visas. This country-by-country guide covers the latest requirements so you can stay... ## About - [About HealthiNomad: Who We Are and How We Compare](https://healthinomad.com/about): HealthiNomad is a trading name of Cogotec Ltd, a Hong Kong insurance intermediary. How we compare 14 international insurers, where our prices come from and how we are paid. - [Privacy Policy](https://healthinomad.com/privacy): How HealthiNomad (Cogotec Ltd) collects, uses and protects your personal information, and how to exercise your data protection rights. - [Terms of Use](https://healthinomad.com/terms): The terms of use for healthinomad.com, operated by Cogotec Ltd, an insurance intermediary registered in Hong Kong. ## Optional - [Full text of the cost guides and articles](https://healthinomad.com/llms-full.txt): every guide and article on the site as plain Markdown.